Reading Theme:
Student Loan: Definition, Examples, and Usage
Meaning 1：education loan (student loan)
student loan
/ˈstuːdənt loʊn/
n.
Money that students borrow to pay for education expenses, which must be repaid after they finish school.
education loan
➕
/ˌɛdʒəˈkeɪʃən loʊn/
n.
A sum of money borrowed by a student to pay for education costs such as tuition, books, and living expenses, which must be repaid after graduation, usually with interest.
📘 Details & Usage
📖 Root Explanation
'Student' from Latin 'studere' (to study) + 'loan' from Old English 'lān' (grant).
💡 Mnemonic
Think: 'Student Loan' – you loan your future income to pay for school now.
📖 Example
To afford his engineering degree, Alex applied for a student loan from a government program.
To afford his engineering degree, Alex applied for a student loan from a government program.
🔗 Collocations
apply for a student loan – To request a loan for educational expenses.
repay a student loan – To pay back the borrowed money over time.
student loan debt – The total amount owed from student loans.
🔄 Synonyms
education loan (n.) – A loan taken out to fund education.
tuition loan (n.) – A loan specifically for tuition fees.
college loan (n.) – A loan for college expenses.
🚫 Antonyms
scholarship (n.) – Financial aid that does not require repayment.
grant (n.) – A sum of money given for education that does not need to be repaid.
🌱 Derivatives
student borrower (n.) – A person who takes out a student loan.
student lender (n.) – An institution that provides student loans.
📖 Cultural Story
The U.S. Higher Education Act of 1965 made federal student loans widely available, revolutionizing access to college education.
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